Notes:
> Open the material / Duplicate (shift+d) / Close the originals
> Change the blend mode of the layers to match their colors.
> In older versions of PSP, Mirror Horizontal=Mirror / Mirror Vertical=Flip / Pick tool=deformation

> Open the masks in psp and minimize
>Adjust the size of the tubes according to your images

You will need:
1 character tube
1 misted landscape tube
1 fractal
*
Open a new transparent image measuring 800x600px
Selections / Select all
Copy the fractal (choose one of the ones offered in the material)
Paste into the selection
Select none
Effects / Plugins / Unlimited 2 / Greg's Factory Output vol. II / Waffle

Effects / User Defined Filter / Emboss 3

Effects / Plugins / Unlimited 2 / Greg's Factory Output vol. II / Spotlight

Layers / Duplicate
Effects / Plugins / Unlimited 2 / Greg's Factory Output vol. II / Sine Blobs IV - default

Layers / Properties / Blend mode: Overlay / Opacity: 50%
Merge Visible
Effects / Plugins / Unlimited 2 / Greg's Factory Output vol. II / Sierpinsky Titch - default

Layers / Duplicate
Adjust / Blur / Gaussian Blur: 15

Copy and paste as new image / Minimize
Return to original work
Close the layer
Border: 50px / white
Select this 50px border with the Magic Wand (tolerance/feather=0)
Paste the minimized image above into the selection
Effects / Plugins / Nik Software / Effects Pro! 1.0e / Brilliance Warmth

Selections / Prompt selection to layer
Repeat the Nik Software / Effects Pro! 1.0e / Brilliance Warmth

Layers / Properties / Opacity: 50%
Selections / Invert
Add new layer
Paint with white
Selections / Modify / Contract: 5

Press Delete
Select none
Copy the misted landscape tube
Paste as new layer
No Move it so that the sides of the layer below appear.
Copy the tube character.
Paste it as a new layer.
Adjust the size.
Position it as desired.
Place the signatures.
Merge all.
Save as a jpeg.