Notes:
> Open the material / Duplicate (shift+d) / Close the originals
> Change the blend mode of the layers to match their colors.
> In older versions of PSP, Mirror Horizontal=Mirror / Mirror Vertical=Flip / Pick tool=deformation

> Open the masks in psp and minimize
>Adjust the size of the tubes according to your images

You will need:
1 main tube
1 landscape tube
1 decorative tube. There's a link above to download the ones I used in my version.
*
Original colors: Foreground: #dbba8a - Background: #503b18

Prepare this Sunburst gradient.

Open the alpha channel file [Alfablad] / Duplicate (shift+d) / Close the original.
Paint the image with the gradient.
Image / Resize: 80% - all layers unchecked.
Add a new layer.
Paint with the background color.
Layers / Arrange / Move down.
Activate the top layer.
Merge down.
Adjust / Blur / Radial Blur.

Effects / Edge Effects / Enhance More.
Add a new layer.
Paint this layer with the color #e2a334.
Layers / New Mask Layer / From Image / Mask [Narah_Mask_0524]

Merge Group.
Layers / Properties / Blend Mode: Dodge / Opacity: 58.
Add a new layer.
Selections / Load selection from. Alpha Channel / Selection 1

Paint the selection with the foreground color
Select none
Effects / Geometric Effects / Skew

Effects / Plugins / Unlimited 2 / Toadies / Rasterline

Note: My version of this plugin is different from the author's, so when I applied it, the image disappeared. So I used the one I had in Unlimited 2, as shown in the screenshot below. As the color was different, I applied the blend mode: overlay

Layers/Duplicate
Image / Free rotate

Merge down
Effects / plugins / Unlimited 2 / Toadies / Plain Mosaic Blur

Selections / Load selection from alpha channel / Selection 2

Press Delete
Select none
Effects / Edge Effects / Enhance More
Drop Shadow: 0 0 80 20 black
Add new layer
Selections / LOad selection from alpha channel / Selection 3

Paint the selection with the foreground color
Select none
Effects / Unlimited 2 / Plots / Wee Scratches

Layers / Properties / blend Mode: Overlay / Opacity:52%
Layers/Arrange Move Down
Repeat Move Down
Effects / Distortion Effects / Polar Coordinates

Layers/Duplicate
Image / Mirror / Mirror Vertical
Image/Mirror/MIrror Horizontal
The opacity of the layer remains at 52
Activate the top layer
Add new layer
Paint with white color
Layers / ew Mask layer / From image / Mask [Narah_Mask_0568]

Merge Group
Layers / Properties / blend Mode: Luminance (L) / Opacity:48
Drop shadow: 0 0 80 20 black
Activate the background layer
Layers/Duplicate
Effects / Plugins / Unlimited 2 / Toadies / plains Mosaic Blur

Effects / Plugins / Graphic Plus / Cross Shadow

Effects / Plugins / Mura's meister / Perspective Tiling

Activate the background layer
Layers/Duplicate
Effects / Plugins / Mehdi / Sorting Tiles

Layers / Properties / Blend Mode: Overlay / opacity: 59
Continue on this layer
Copy the tube [Leny-misted18]
Paste as new layer
Effects / Image Effects / Offset

Selections / Load selection from alpha channel / Selection 4

Selections/Invert
Press Delete
Select none
Layers / Properties / blend mode: Luminance / Opacity: 32
Activate the top layer
Copy the tube [Leny-vrouw1539]
Paste as new layer
Effects / Image Effects / Offset

Effects / Plugins / Eye Candy 5: Impact / Perspective Shadow - Preset [drop shadow, blurry]

Copy the tube [Leny-wordart91]
Paste as new layer
Position according to the model
Drop shadow same as above
Copy the tube [Leny-bloem167a]
Paste as new layer
Effects / Image Effects / Offset

Merge all
Borders: 2px / color 2
5px/color 3
2px / color 2
20px / color 3
Select this border with the Magic Wand (tolerance/Feather=0)
Effects / Plugins / Graphic Plus / Cross Shadow - same as above

Select none
Effects / Plugins / AAA Frames / Photo Frame - width: 10

Border: 50px / white
Effects / Plugins / AAA Frames / Photo Frame - width: 40

Border: 2px / color 2
Image / Resize: 650px - width (optional)
Insert signatures
Merge all
Save as jpeg